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Allen Health Academy equips and empowers employers and working Americans
to dramatically lower their health care costs.
100 Million Americans Are Burdened By Medical Debt. 1 in 8 Americans owe $10,000 or more in medical debt. About 40% said they could not pay off a $500 bill or would have to pay it over time. Approximately 20% believe that they won't be able to pay off their medical debt. The Never Pay Pathway. Consumer Empowerment Curriculum. Equipping consumers to take control and save real money with each health care interaction.
The Cold Hard Facts
100 Million Americans
Are Burdened By Medical Debt*
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*Kaiser Health News
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Consumer Empowerment Curriculum
Equipping consumers and their loved ones to take control and save real money
with each health care interaction.   
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Why Invest in this Curriculum
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The how-to tips empower you and your loved ones to push back against the overpriced health care system — saving you hundreds or even thousands of dollars, without compromising care.

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Learn to contest inaccurate and overpriced medical bills, win insurance company appeals, avoid unnecessary treatment and much more.

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Help reverse the trend of unreasonable health care costs and protect you and your loved ones from medical debt. 
AHA Founder & Instructor
Marshall Allen is author of Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win, and founder of Allen Health Academy.

His guidance is saving working Americans hundreds to tens of thousands of dollars – per health care encounter.

Marshall has been one of the nation’s leading investigative health care journalists for over 16 years and has taught at the graduate level for a decade. He is a two-time finalist for the Pulitzer prize and winner of the Harvard Kennedy School’s Goldsmith Prize for Investigative Reporting and dozens of other journalism awards.

Marshall has written for ProPublica, The New York Times, The Atlantic, NPR and many more media outlets. He's appeared on The Today Show, Good Morning America, and NPR, and he is a regular guest on health care and consumer finance podcasts.

Marshall speaks regularly at health care conferences across the country.

For more information, go to
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Dr. Marty Makary,
Johns Hopkins Bloomberg
School of Public Health,
NY Times best-selling author

“The Never Pay Pathway videos

are a road map on how

everyone can get a better deal
on health care.”

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Jody Burman saved
on an
air-ambulance bill

“My air ambulance bill
just got reduced from
$76,000 to $10,500
after they received my strongly written letter... Thanks Marshall.”

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Leslie Donovan saved
by suing in
small claims court

“Marshall Allen has put in
the hard work to bring
a wealth of information about
how to stop the health care system
from cheating you.”

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Pamela Goetz saved
for her dad

“I appealed with Humana and
obtained reimbursement of $6,000
for in-facility care for my father
following a fall and partial hip
replacement surgery...Thank you.”


The Never Pay Pathway video curriculum is not for sale to any hospital, insurance company, or other organization that is reimbursed for health care or pharmacy services by government health plans. If you have questions, email

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